Part B Dialogues

Dialogue 1

A—customer B—clerk

A: I’d like to withdraw some money from my savings account.Here is my passbook.

B: No problem.How much money do you want to withdraw?

A: One thousand yuan.

B: Please enter your six-digit password.

A: Let me see.I’ve done.

B: Please wait a moment and check the withdrawal slip and give me your signature here.

A: No problem.Here it is.By the way, I wonder if it is possible that I can draw money from my savings account without using my passbook?

B: Of course, sir.You can apply for a debit card.

A:Debit card? Would you please explain?

B: Oh ,yes.You can withdraw money from any one of our bank’s or other banks’ ATMs with your debit card.ATM is short for “automatic teller’s machine” that is connected to an electronic network and can be operated by the customer.

A: That sounds wonderful.I think I need a debit card so that I needn’t queue up for a long time to withdraw money.Please arrange one for me.Do I need to pay for the card service?

B: Yes, there will be a service charge of 10 yuan a year and we will debit that from your account.

Dialogue 2

A—customer B—clerk

A: Good morning.Here is my certificate of deposit.I want to withdraw all the money.

B: OK.But it doesn’t mature.

A: I know that.But I need the money for an emergency.Can I get it right now?

B: Of course.You can withdraw your money at any time.But you cannot receive the stated interest.

A: Do you mean that you would redeem my certificate at my request, but the interest shall be paid at the current rate on the date of withdrawal?

B: Yes, and if you don’t withdraw all your funds, the amount remaining shall continue to bear interest rate of time deposit.By the way, you should show me your ID card if you cash your certificate before maturity according to the relevant regulations.

A: I see.Here is my ID card.

B: Please enter your PIN.

B: And how would you like your money?

A: Can I have it all in one-hundred-yuan notes?

B: No problem.It will be just a moment.Here is your principal and interest you’ve earned.Please check it.

Dialogue 3

A—clerk B—customer

A: May I help you?

B: Yes, I want to draw 500 yuan.Here is my passbook.

A: Please wait a moment.Do you want to withdraw all your money?

B: Exactly.In fact, I don’t need this account anymore.

A: I see.You want to close your account.

B: Yes.Please do it for me.

New Words and Expressions

digit [5didVit] n. 数字

password [5pB:swE:d] n. 密码，口令

signature [5si^nitFE] n. 签名

debit [5debit] n.& vt. 借方；记入借方

charge [tFB:dV] vt. 收费

mature [mE5tjuE] adj.& vi. 到期的；到期

emergency [i5mE:dVnsi] n. 紧急情况

redeem [ri5di:m] vt. 赎回，兑换

principal [5prinsEp(E)l] n. 本金

interest [5intrist] n. 利息

wonder if… 想知道……

apply for 申请

debit card 借记卡

queue up 排队

PIN = Personal Identity Number 密码

close the account 销户